All patients who receive services at Howard Orthotics and Prosthetics require a physician's prescription. We accept most types of insurance coverage Our administrative staff is available to answer any questions concerning reimbursement, and will work with your insurance carrier to determine coverage for our services. Please feel free to contact our billing office at (315) 786-8973.
We participate with the following insurance companies:
VA Provider
Medicare
Medicaid
Worker's Comp
No Fault
We will bill all insurance companies on your behalf. We have relationships and/or contracts with over 60 insurance companies and are continually acquiring new insurances contracts. Please call and our billing office at (315) 786-8973 and we will gladly assist/explain.
Medicare Howard O & P has tremendous experience working with the Medicare program. Our comprehensive understanding of reimbursement, regulations and procedures help us to answer your questions regarding eligibility, bills, deductibles, and Medicare notices. Please call us at (315) 786-8973 so we can help you.
Medicare will pay 80% of its “fee schedule” for covered prosthetic or orthotic services, after your annual deductible has been met. Generally there are no caps on types of technology covered by Medicare, as long the prosthetic or orthotic device is medically appropriate, is prescribed by a treating physician, and otherwise meets Medicare’s coverage criteria.
Again, it is very important to work closely with your healthcare team to determine which prosthetic or orthotic product is the most appropriate for your lifestyle.
To learn more about Medicare you can call 1-800-MEDICARE, or visit their website at
www.medicare.gov
or
www.medicareadvocacy.org.
Financial Responsibilities
Once you have made your appointment feel free to download the following form to help save time when you check-in at the office.
Once you have completed and signed the form, review it to ensure all information is accurate and bring with you to your appointment. The office assistant will then be able to quickly check you in.
Financing is also available through CareCredit. CareCredit is a GE Money company that offers no-interest and low-interest payment plans based on your needs and budget. For more information about CareCredit visit
www.carecredit.com .
Financial Assistance
Below are a few resources that may be available to you:
Limbs for Life Foundation - The mission of this organization is to benefit amputees by promoting advanced research and to provide comfortable and fully functional prosthetic care for individuals who cannot otherwise afford it.
888-235-5462, 405-843-5174.
www.limbsforlife.org .
Vocational Rehabilitation Services - These services are provided by each state and assist people with disabilities to secure jobs in the field of their choice and in some cases providing financial assistance for prosthetic and orthotic devices. Call to schedule an appointment with a counselor to find out what options are available. Phone numbers are listed in local area telephone directories under “Rehabilitation Services” or “Vocational Rehabilitation Services.
The Veteran’s Administration - For veteran’s only. Check local area telephone directories for listings in your area.
The Department of Human Services – State agency which provides assistance for disabled children. A local telephone number can be obtained through the local Department of Human Services office.
Barr Foundation – The mission of the Barr Foundation is to help purchase prosthetic limbs for amputees who cannot afford them.
www.oandp.com/barr .
Challenged Athletes Foundation – The Challenged Athletes Foundation assists people with physical disabilities in pursuing active lifestyles through physical fitness and competitive athletics.
www.challengedathletes.org .
Crime Victims Fund – This organization is a major funding source of services
for victims of a crime.
www.ojp.usdoj.gov/ovc/publications/factshts/vocacvf
.
Local Non-Profit Agencies/Foundations – Contact your local United Way or Salvation Army for the names of local agencies that might be able to provide assistance.
Various Church Organizations and Civic Clubs – Many churches and civic clubs such as Kiwanis and Rotary are be able, through fundraising efforts, to provide assistance.
Diabetes Association – A telephone number can be found in local area telephone directories.
CareCredit - CareCredit is a GE Money company that offers low-interest and no-interest payment plans
based on your needs and budget. For more information about CareCredit visit
www.carecredit.com .
Banks/Financial Institutions – Equity loans or loans secured by collateral may be available.
Prosthetic Parity
Prosthetic Parity requires commercial health insurance carriers to provide coverage for prosthetic devices and components, including their repair and replacement. This essentially puts prosthetic care on par with other critical medical and surgical services.
Howard Orthotics and Prosthetics, LLC supports our patients’ pursuit of obtaining Prosthetic Parity. We also support the Amputee Coalition of America in their efforts to achieve this goal at state and federal levels.
Read more about Prosthetic Parity below or visit the Amputee Coalition of America website at
www.amputee-coalition.org .